The Financial Services cluster consists of companies involved in deposit banking, extending credit in the form of loans, and the exchange of securities and commodities. The cluster plays an essential role in the economy as it interacts with virtually all other clusters via the banking industry. As defined here, the cluster focuses on traded industries (those that sell products and services outside of their home region). However, for this analysis, the cluster has been expanded to include Credit Unions (NAICS 52213). While this industry is part of the Local Financial Services cluster (those that primarily serve a local market), it is included here due to its size and concentration in the region.